An inside look at all things notary … and more!
With the historically low interest rates we have seen in the past year, many people are taking advantage of the opportunity to refinance their home mortgages at a lower rate to save money. There are plenty of lenders out there who can advise you on the best loan for your situation, that is not my job. However, when the time comes to close and sign your documents, you will most likely meet with a notary signing agent. Your lender or escrow office may ask if you prefer an in-office appointment...
A Power of Attorney is a document that, when executed correctly, allows a person (known as the principal) to select another individual (known as the agent or attorney in fact) to act or make decisions on their behalf. A POA is often utilized when the principal is not available to sign documents. We see this frequently in the case of military members who have been deployed, often their spouse or other family member signs legal documents as their attorney in fact. Another instance is when the...
Certain documents frequently require witnesses, such as a will or healthcare directive. In some states, witnesses are required when signing a deed or mortgage; occasionally witnesses are needed on other documents such as a power of attorney. Before you schedule your appointment, take a look at your document to see if there are places for witnesses to sign. If so, it is in your best interest to ask a couple of friends or neighbors if they can assume the role. (Your notary can bring independent...
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